Bank Code Verified

013-749, BSB Number for ANZ Bank, Myrtleford, VIC

BSB Number: 013-749

Bank: ANZ Bank

Financial Institution: ANZ

Address: 23 Clyde Street

City: Myrtleford

State: VIC

Postcode: 3737

System: PEHIn the world of banking, there are various numbers and codes that play a crucial role in ensuring the smooth flow of funds and transactions. One such number is the BSB number.

In this article, we will explore what BSB numbers are, their importance in the banking system, and how they are used for identification and routing of funds. We will also take a closer look at ANZ Bank, one of the leading financial institutions in Australia, and examine its operations and services.

Topic 1:to BSB numbers

BSB numbers, or Bank-State-Branch numbers, are a unique set of six digits that are assigned to each bank branch in Australia. These numbers serve as a form of identification and are used for routing funds between different financial institutions.

BSB numbers were introduced in the 1960s to streamline the banking system and make transactions more efficient.

Importance of BSB numbers in the banking system

BSB numbers are of utmost importance in the banking system as they ensure accurate and timely routing of funds. When a customer initiates a transfer or payment, the sender needs to provide the BSB number of the recipient’s bank branch.

This allows the system to identify the correct financial institution and route the funds accordingly. Without BSB numbers, there would be a high risk of funds being sent to the wrong branch and causing delays or errors in transactions.

Identification and routing of funds using BSB numbers

BSB numbers serve as a unique identifier for each bank branch in Australia. They are used in conjunction with account numbers to identify the specific account within a branch.

The first two digits of the BSB number represent the bank, the next three digits represent the state or territory, and the last digit represents the specific branch. This hierarchical structure ensures that funds can be accurately routed to the intended recipient.

When a sender initiates a transfer, they provide both the BSB number and the account number of the recipient. The BSB number helps the system identify the correct bank and branch, while the account number specifies the individual account within that branch.

This combination of BSB number and account number ensures that funds are directed to the correct destination. Topic 2: ANZ Bank

ANZ Bank, formerly known as the Australia and New Zealand Banking Group Limited, is one of the largest financial institutions in Australia.

With a history dating back over 180 years, ANZ Bank has established itself as a trusted and reliable provider of banking services.

Operations and services offered by ANZ Bank

ANZ Bank offers a wide range of financial services to its customers, including personal and business banking, wealth management, and corporate banking. Whether you need a basic savings account or complex corporate funding solutions, ANZ Bank has you covered.

In the personal banking sector, ANZ Bank provides a variety of products and services such as transaction accounts, savings accounts, credit cards, and home loans. Their online and mobile banking platforms make it easy for customers to manage their accounts and access banking services from anywhere at any time.

For businesses, ANZ Bank offers tailored solutions to help them grow and succeed. From merchant services and business loans to cash flow management and foreign exchange services, ANZ Bank understands the unique needs of businesses and provides comprehensive solutions to support their financial goals.

ANZ Bank also caters to the wealth management needs of its customers through its investment and insurance products. Whether you are planning for retirement, looking to grow your investments, or protecting your assets, ANZ Bank has a range of options to suit your individual needs.


BSB numbers play a crucial role in the banking system, ensuring the accurate routing of funds between different financial institutions. ANZ Bank, with its wide range of banking services and commitment to customer satisfaction, is a reliable and trusted financial institution in Australia.

By understanding the importance of BSB numbers and the services provided by ANZ Bank, customers can navigate the banking system with ease and confidence. Topic 3: PEH System

One important aspect of the BSB number provided, 013-749, is the indication of the system it operates under, which in this case is PEH.

The PEH system stands for Private Electronic Housing (PEH) system, which is a payment processing system used within the Australian banking industry. This system enables the efficient movement of funds across different financial institutions.

The PEH system serves as a central hub that connects banks and other financial institutions, facilitating the electronic transfer of funds. It acts as a clearinghouse, ensuring that transactions are settled accurately and in a timely manner.

The PEH system also provides a platform for banks to communicate and exchange information related to transactions and account balances. By using the PEH system, banks can process payments and transfers securely, minimizing the risk of errors or delays.

This system improves the overall efficiency of the banking system, allowing customers to enjoy faster and more reliable fund transfers. When a BSB number includes the identifier “PEH,” it indicates that the bank branch is connected to the Private Electronic Housing system.

This connection is essential for the smooth processing of transactions and the seamless movement of funds between different financial institutions. Topic 4: Understanding BSB number structure

The BSB number structure is a unique identifier for each bank branch in Australia.

It consists of six digits that are divided into three groups. Let’s break down the structure and understand the significance of each digit within the BSB number.

The first two digits: These represent the bank. In the case of the BSB number 013-749, the bank is ANZ Bank.

Different banks in Australia have specific two-digit codes assigned to them. The next two digits: These represent the state or territory in which the bank branch is located.

For example, in the BSB number 013-749, the “01” indicates that the bank branch is located in Victoria (VIC). The last two digits: These two digits represent the specific branch within the state or territory.

In the BSB number 013-749, the “749” uniquely identifies the ANZ Bank branch located at 23 Clyde Street in Myrtleford. By understanding the structure of the BSB number, individuals and businesses can easily identify the corresponding bank, state, and branch.

This information is especially helpful in ensuring that funds are routed accurately and deposited into the intended accounts.


The BSB number, along with the PEH system, plays a vital role in the banking system of Australia. The BSB number acts as a unique identifier for bank branches, while the PEH system facilitates the efficient movement of funds between financial institutions.

By understanding the structure and significance of BSB numbers, individuals and businesses can navigate the banking system with ease and confidence. Moreover, ANZ Bank, with its broad range of services and commitment to customer satisfaction, remains a reliable and trusted financial institution in Australia.

Popular Posts