Bank Code Verified

032-136, BSB Number for Westpac Bank, Gladesville, NSW

BSB Number: 032-136

Bank: Westpac Bank

Financial Institution: WBC

Address: 241 Victoria Road

City: Gladesville

State: NSW

Postcode: 2111

System: PEHto BSB Numbers: The Backbone of Banking

In the world of banking, efficiency is key. The flowing of funds from one account to another must be seamless and error-free.

This is where BSB numbers come into play. BSB numbers, also known as Bank-State-Branch numbers, serve as a crucial element in the banking system, ensuring that funds are accurately identified and routed to their intended destination.

In this article, we will delve into the significance of BSB numbers, their role in the identification and routing of funds, and explore one specific bank, Westpac Bank, and its BSB number 032-136. Topic 1:to BSB numbers

Have you ever wondered why those unique sets of digits are necessary when conducting a financial transaction?

BSB numbers serve as a form of identification for banks and branches across Australia. They consist of six digits and act as an address for the bank and branch where an account is held.

Identification: BSB numbers help distinguish between various financial institutions and their branches. When you provide your BSB number, you are essentially revealing where your account is held.

This aids in verifying the authenticity of the account and ensuring funds are sent to the correct location. Routing of funds: BSB numbers play a crucial role in routing funds accurately.

They act as a guiding map, directing the funds towards their intended destination. When making a bank transfer, BSB numbers are used to determine the specific branch where the funds should be sent.

This eliminates confusion and reduces the chances of misdirected payments. In essence, BSB numbers act as the backbone of the banking system, facilitating smooth transactions and ensuring the delivery of funds to the right place.

Topic 2: Westpac Bank

Westpac Bank, one of Australia’s leading financial institutions, operates with the BSB number 032-136. Founded in 1817, Westpac has grown to become one of the “big four” banks in Australia.

With a strong focus on customer satisfaction and innovation, it has become a trusted name in the banking industry. Branch Address: Westpac Bank’s Gladesville branch is located at 241 Victoria Road, Gladesville, NSW 2111.

This conveniently situated branch serves the Gladesville community, catering to the banking needs of individuals and businesses alike. Westpac’s Commitment to Customer Service: Westpac Bank prides itself on providing exceptional customer service.

With a dedicated team of banking professionals, they strive to meet the needs of their customers promptly and efficiently. Whether you’re opening a new account, seeking financial advice, or making a transaction, Westpac’s friendly staff is there to assist you.

Westpac’s Online and Mobile Banking: In line with technological advancements, Westpac Bank offers a range of digital banking solutions for its customers. The Westpac mobile app and online banking platform provide convenience and accessibility, allowing customers to manage their finances at their fingertips.

Features such as bill payments, fund transfers, and balance inquiries are just a few taps away. Innovative Banking Options: Westpac Bank is a pioneer when it comes to embracing new banking technologies.

They offer a range of innovative options, including contactless payments, biometric authentication, and online investment platforms. These advancements not only contribute to a seamless banking experience but also enhance the security and efficiency of financial transactions.

Supporting the Community: Westpac Bank is committed to supporting the communities they serve. Through various corporate social responsibility initiatives, they strive to make a positive impact.

From sponsorship of local events to charitable donations, Westpac endeavors to give back to the community that has supported them throughout the years.


In this article, we have explored the significance of BSB numbers in the banking system, how they aid in the identification and routing of funds, and delved into Westpac Bank and its BSB number 032-136. BSB numbers act as the backbone of the banking system, ensuring smooth transactions and accurate fund routing.

Westpac Bank, with its commitment to customer service, innovative banking options, and contributions to the community, has built a reputation as a trusted leader in the industry. Topic 3: PEH System: The Link to BSB Numbers

When it comes to the efficient and secure transfer of funds, the PEH system plays a vital role.

PEH, which stands for Payments, Efficiency, and Harmonization, is a robust and standardized payment system used in Australia. It seamlessly integrates with BSB numbers, enhancing the accuracy and speed of financial transactions.

In this section, we will explore what the PEH system encompasses and how it relates to the BSB number provided for Westpac Bank. The PEH System: A Framework for Efficient Payments

The PEH system serves as a framework for transferring funds between financial institutions across Australia.

It encompasses various elements that work together to ensure seamless payment processing and settlement. From real-time payments to batch transfers, the PEH system caters to a wide range of payment needs.

Real-Time Gross Settlement (RTGS): Real-time payments allow instantaneous transfer of funds between participating financial institutions. This means that money can be moved from one account to another in a matter of seconds.

The PEH system facilitates these real-time transfers, ensuring immediate availability and liquidity of funds. Batch Processing: While real-time payments offer immediate transfers, batch processing is essential for handling a large volume of transactions efficiently.

In batch processing, multiple transactions are grouped together and processed in batches at specific intervals during the day. This method allows financial institutions to streamline their operations, reducing processing costs and improving efficiency.

Direct Entry: The Direct Entry component of the PEH system is responsible for the processing of bulk electronic payments, such as direct debits and credits. Direct entry payments are commonly used for salary payments, bill payments, and government transfers.

The PEH system ensures accurate and secure processing of these payments, enhancing the overall efficiency of the payment system.

The Role of BSB Numbers in the PEH System

BSB numbers play a fundamental role within the PEH system. They act as the address or identifier for financial institutions and their branches.

Each BSB number is unique and corresponds to a specific bank and branch. When processing payments through the PEH system, BSB numbers are used to route the funds accurately.

BSB numbers consist of six digits, which are divided into three parts: the bank code, the state code, and the branch code. The first two digits represent the bank code, followed by a hyphen.

The next two digits represent the state code, identifying the state where the bank branch is located. Finally, the last two digits denote the branch code, which identifies the specific branch within the state.

Interpreting the BSB Number Provided for Westpac Bank

Let’s take a closer look at the BSB number provided for Westpac Bank – 032-136 – and break it down to understand its structure and significance within the PEH system. Bank Code: The bank code is the first two digits of the BSB number.

In this case, ’03’ represents Westpac Bank. Each bank in Australia is assigned a unique bank code, allowing the PEH system to identify the financial institution accurately.

State Code: The state code follows the bank code and consists of two digits. In the BSB number 032-136, ‘2’ represents New South Wales (NSW).

This indicates that the Westpac branch corresponding to this BSB number is located in NSW. Branch Code: The branch code completes the BSB number and helps identify the specific branch within the state.

In the BSB number 032-136, ‘136’ represents a particular branch of Westpac Bank in Gladesville. This branch is located at 241 Victoria Road in Gladesville, NSW 2111.

By understanding the structure of BSB numbers and interpreting the digits within them, we can gain valuable information about the corresponding bank and branch. In conclusion, the PEH system, standing for Payments, Efficiency, and Harmonization, is a crucial component of the Australian payment landscape.

It works hand in hand with BSB numbers to ensure the smooth transfer of funds. BSB numbers serve as identifiers and routing codes for financial institutions within the PEH system.

By understanding the structure and significance of BSB numbers, we can navigate the payment system more effectively and ensure accurate routing of funds.

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