Bank Code Verified

035-614, BSB Number for Westpac Bank, Bordertown, SA

BSB Number: 035-614

Bank: Westpac Bank

Financial Institution: WBC

Address: 81 Woolshed St

City: Bordertown

State: SA

Postcode: 5268

System: PEHto BSB Numbers: The Backbone of the Banking System

When it comes to money, we want to make sure it’s in safe hands. That’s where the importance of BSB (Bank-State-Branch) numbers comes into play.

These unique six-digit codes are like a secret language used by banks to identify and route funds with precision. In this article, we will explore what BSB numbers are and why they are essential to the banking system.

So, let’s dive in!

What are BSB Numbers? BSB numbers are a vital component of the Australian banking system.

They are a unique six-digit code assigned to each bank branch across the country. Think of BSB numbers as a virtual address for your money.

They help ensure that funds go to the right destination swiftly and securely.

The Importance of BSB Numbers in the Banking System

1. Identification: BSB numbers serve as a crucial identifier for each bank and its branches.

They help banks keep track of their transactions and distinguish themselves from other financial institutions. Similar to a postal code, BSB numbers enable banks to process payments accurately and efficiently.

2. Routing: BSB numbers are the backbone of funds routing.

They ensure that money gets to the intended recipient by directing it to the correct bank and branch. Just like a GPS guiding you to your destination, BSB numbers provide banks with the necessary information to send funds accurately and avoid any mix-ups along the way.

How BSB Numbers are Used for Identification and Routing of Funds

1. Sending Money: When you want to transfer funds to someone’s bank account, you will need their BSB number.

This number, combined with their account number, acts as the recipient’s virtual address. By providing the BSB number, you ensure that the money goes directly to their specific bank and branch.

2. Direct Debits and Automatic Transfers: BSB numbers are also used when setting up direct debits or automatic transfers.

These recurring payments require your unique BSB number to ensure regular, hassle-free transactions. This information enables the bank to withdraw or deposit funds into your account promptly.

3. Bill Payments: Many bills, such as utility bills or credit card payments, can be paid electronically.

To make these payments, you’ll need to include the BSB number of the financial institution receiving the payment. This guarantees that your payment is accurately directed to the intended recipient.

4. Internet Banking: BSB numbers are vital for internet banking transactions.

Whether you’re transferring money to a friend or paying bills online, you will need to provide the BSB number to ensure seamless transfer and routing of funds. This adds an extra layer of security and accuracy to your online transactions.

5. International Transfers: When sending money internationally, BSB numbers are not used.

Instead, international transfers require the bank’s SWIFT code, which is a globally recognized identifier. However, for domestic transfers within Australia, BSB numbers are essential to guarantee precision and efficiency.


BSB numbers are the unsung heroes behind the smooth functioning of the banking system. These six-digit codes are essential for identification and routing of funds, ensuring that your money ends up in the right hands, be it paying bills, transferring funds, or setting up recurring payments.

By understanding the role and significance of BSB numbers, you can navigate the financial world with confidence, knowing that your hard-earned money is in safe hands. PEH System: Paving the Way for Efficient Banking

In the world of banking, efficiency and accuracy are paramount.

That’s where the PEH (Processing Efficiency Hierarchy) system comes into play. The PEH system is a crucial part of the Australian banking industry, working hand in hand with the BSB (Bank-State-Branch) number to ensure seamless routing of funds.

In this section, we will explore what the PEH system stands for and how it relates to the BSB number provided. What is the PEH System?

The PEH system is an integral part of the Australian banking infrastructure. It is designed to streamline and expedite the processing of financial transactions, providing a framework for routing funds accurately and efficiently.

PEH codes are represented by three letters, with each letter corresponding to a specific financial institution or group of institutions. How does the PEH System Relate to the BSB Number?

The BSB number and the PEH system go hand in hand to facilitate efficient funds routing. While the BSB number provides the bank branch identifier, the PEH system ensures that funds are routed through the most efficient channels within that branch and between different financial institutions.

Breaking Down the BSB Number: Understanding Its Structure

The BSB number consists of six digits, each carrying its own significance. Let’s break down the structure of the BSB number provided (035-614) and understand how it can be interpreted:


First two digits: The first two digits of the BSB number represent the bank’s identifying number. In this case, the ’03’ refers to Westpac Bank, the financial institution associated with the provided BSB number.

2. Third digit: The third digit determines the state or territory in which the branch is located.

In this example, the ‘5’ indicates that the branch is located in South Australia. 3.

Fourth and fifth digits: The fourth and fifth digits provide information about the specific branch within the state. In this case, the ’61’ indicates that the branch belongs to the Bordertown location.

4. Last digit: The last digit of the BSB number is known as the ‘check digit.’ It is calculated using a complex algorithm and serves as a validation code to ensure the accuracy of the BSB number.

Interpreting the BSB Number: Putting It All Together

Based on the breakdown of the BSB number 035-614, we can interpret the information as follows:

– The BSB number corresponds to Westpac Bank (03). – The branch is located in South Australia (5).

– Specifically, the branch is situated in Bordertown (61). Understanding the structure and breakdown of the BSB number not only provides insight into the bank and branch, but it also facilitates efficient routing of funds by ensuring accurate identification and routing within the Australian banking system.


The PEH system and BSB numbers work hand in hand, facilitating the efficient and accurate routing of funds within the Australian banking system. By understanding the importance of the PEH system and how it relates to the BSB number, you can have confidence that your financial transactions are processed swiftly and accurately.

Furthermore, comprehending the structure and breakdown of BSB numbers allows you to interpret vital information about the bank and branch associated with a particular BSB number. Armed with this knowledge, you can navigate the banking system with ease, knowing that your money is in safe hands.

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