Bank Code Verified

082-267, BSB Number for National Australia Bank, Liverpool, NSW

BSB Number: 082-267

Bank: National Australia Bank

Financial Institution: NAB

Address: Suites 1&2 50 Macquarie St

City: Liverpool

State: NSW

Postcode: 2170

System: PEHto BSB numbers: Explaining their Importance in the Banking System

BSB numbers, also known as Bank-State-Branch numbers, play a crucial role in the efficient functioning of the banking system. These unique digits are used for identification and routing of funds, ensuring that transactions are accurately processed and funds reach their intended destinations.

In this article, we will delve deeper into the significance of BSB numbers and how they contribute to the smooth operation of the banking industry. Topic:to BSB numbers

BSB numbers are like the DNA of a bank account.

These six-digit figures act as an identifier for both banks and their branches within a particular state or territory in Australia. They are assigned by the Australian Payments Clearing Association (APCA), ensuring that every banking institution has a distinct BSB number.

When conducting financial transactions, such as making fund transfers or setting up direct debits, BSB numbers are essential. They serve as a key element in ensuring that money reaches the right account, eliminating any confusion or potential misdirection of funds.

Importance of BSB numbers in the banking system

The banking system in Australia relies on BSB numbers to effectively process countless transactions on a daily basis. The uniqueness of each BSB number is crucial, as it prevents any overlap or ambiguity, ensuring that funds are routed correctly to their intended accounts.

Identification and Routing of Funds

One of the primary purposes of BSB numbers is to identify the specific bank and branch associated with an account. By including the BSB number along with the account number, individuals and businesses can ensure that their money is directed accurately without any unnecessary delays or errors.

Routing funds becomes significantly streamlined and efficient when BSB numbers are utilized. Financial institutions, both within Australia and internationally, use BSB numbers to identify the appropriate bank and route funds accordingly.

This ensures that transfers are completed swiftly, reducing the risk of funds getting lost or deposited into the wrong account.

Use of BSB numbers for Financial Transactions

BSB numbers are not restricted to bank transfers alone; they are crucial for multiple types of financial transactions. When setting up direct debits, BSB numbers are required to identify the institution and branch where the funds will be deducted from.

Additionally, payroll systems rely on BSB numbers to facilitate salary deposits into individuals’ accounts.

Creating Trust and Security

By using BSB numbers, the banking system enhances trust and security for both individuals and businesses. The unique identification provided by BSB numbers ensures that funds are directed precisely to the account they were intended for.

This safeguards against potential fraud or unauthorized access to funds, bolstering the confidence individuals have in their banking transactions.


In conclusion, BSB numbers form a crucial component of the banking system in Australia. They provide accurate identification and routing of funds, contributing to the efficient operation of financial transactions.

By understanding the importance of BSB numbers, individuals and businesses can ensure that their funds are securely processed, creating a more seamless banking experience for all. Topic 3: PEH System

The PEH system, which stands for Processing Electronic Payments and Wholesale Payments, is a vital component of the Australian banking system.

It plays a crucial role in facilitating the successful processing and clearing of electronic payments between financial institutions. The PEH system acts as a central hub, connecting various banks and payment service providers to ensure seamless and secure transactions.

In relation to the BSB number provided (082-267), the PEH system is responsible for routing funds and ensuring that they reach the National Australia Bank’s branch at Suites 1&2 50 Macquarie St, Liverpool, NSW. The PEH system operates using the BSB numbers assigned to each financial institution.

When a payment is initiated, the system utilizes the BSB numbers to identify the destination bank and branch. This information is crucial in determining the appropriate route for the funds transfer.

In the case of the BSB number 082-267, the PEH system would route the funds to the National Australia Bank’s branch at 50 Macquarie St in Liverpool, NSW. The PEH system operates swiftly and efficiently, processing a vast amount of electronic payments every day.

It ensures that funds are transferred securely and accurately, reducing the risk of errors or delays in the payment process. The system’s robust infrastructure and comprehensive data handling capabilities contribute to the reliability and effectiveness of electronic transactions in Australia.

Topic 4: Understanding BSB number structure

The BSB number structure consists of six digits that are divided into three sections. Each section holds a specific meaning and provides valuable information about the bank and branch associated with the account.

Understanding the structure of BSB numbers is essential for accurate interpretation of these codes. The first two digits of the BSB number represent the bank code.

In the example given (082-267), the bank code is 08. The bank code indicates the financial institution where the account is held.

In this case, 08 corresponds to the National Australia Bank. The following two digits represent the state or territory code.

These digits identify the location of the branch associated with the account. In the BSB number 082-267, the state code is 22, which corresponds to New South Wales (NSW).

The final two digits, also known as the branch code, are used to identify the specific branch within the state or territory. In the given example, the branch code is 67, indicating the National Australia Bank’s branch at 50 Macquarie St in Liverpool, NSW.

When the BSB number 082-267 is broken down and interpreted, it represents the following information:

Bank Code: 08 (National Australia Bank)

State Code: 22 (New South Wales)

Branch Code: 67 (Liverpool branch at 50 Macquarie St)

By deciphering the BSB number, individuals and businesses can easily identify the financial institution, location, and branch associated with a specific bank account. This information is invaluable for ensuring accurate routing and processing of funds.

In conclusion, the BSB number structure is a vital component of the banking system, providing valuable information for identification and routing of funds. The BSB number assigned to the National Australia Bank’s branch at Suites 1&2 50 Macquarie St, Liverpool (082-267), is related to the PEH system, which facilitates the processing and clearing of electronic payments.

Understanding the structure and significance of BSB numbers enhances the efficiency and reliability of financial transactions, ensuring that funds are safely directed to their intended destinations.

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