Bank Code Verified

082-699, BSB Number for National Australia Bank, Manilla, NSW

BSB Number: 082-699

Bank: National Australia Bank

Financial Institution: NAB

Address: 125 Manilla Street

City: Manilla

State: NSW

Postcode: 2346

System: PEHto BSB Numbers

When it comes to banking in Australia, BSB numbers play a vital role in ensuring smooth transactions and secure fund transfers. But what exactly are BSB numbers, and why are they so important?

In this article, we will delve into the world of BSB numbers, exploring their purpose, how they are used for identification and routing of funds, and their significance in the banking system. What are BSB Numbers?

BSB stands for Bank State Branch, and it is a unique identifying number assigned to each branch of a bank in Australia. Similar to the routing numbers used in the United States, BSB numbers are crucial for directing funds accurately within the banking system.

Each BSB number consists of six digits, with the first two digits representing the bank, and the following four digits representing the branch. For example, in the BSB number 082-699, the prefix 082 identifies the National Australia Bank (NAB), while the suffix 699 identifies a specific NAB branch.

Identification and Routing of Funds

BSB numbers are used to identify both the bank and the branch where an account is held. When you initiate a fund transfer or make a payment, providing the recipient’s BSB number ensures that the funds reach the correct branch.

This identification process is essential to avoid any misrouting of funds or delays in transactions. Additionally, BSB numbers allow for faster processing of transactions within the same bank, as the funds can be transferred directly to the designated branch without the need for intermediaries.

Routing funds using BSB numbers is a streamlined process. When you provide a BSB number along with an account number, the banking system recognizes the BSB number as the destination and routes the funds accordingly.

This system allows for efficient and accurate transfer of funds, ensuring that they reach the intended recipient’s account securely and without any hiccups.

Importance in the Banking System

BSB numbers are vital components of the banking system in Australia. They provide a reliable and standardized method of identifying banks and branches, enabling efficient communication and coordination between different financial institutions.

Without BSB numbers, it would be challenging to navigate the vast network of banks present in Australia. Moreover, BSB numbers reduce the risk of errors in fund transfers.

By providing accurate and up-to-date BSB numbers, customers can be confident that their funds are being sent to the intended recipient. This simplicity and accuracy not only save time, but they also enhance customer satisfaction by ensuring that funds are delivered promptly.

In addition to identification and routing purposes, BSB numbers also play a crucial role in financial reporting and analysis. Banks can use these numbers to track and monitor the flow of funds across different branches, enabling them to make informed decisions and allocate resources effectively.

BSB numbers facilitate data analysis and enhance the overall efficiency of banking operations.


BSB numbers are a fundamental aspect of the Australian banking system. They provide a standardized way of identifying banks and branches, enabling seamless fund transfers and reducing the risk of errors.

By understanding the importance of BSB numbers and how they are used for identification and routing of funds, customers can ensure that their transactions are processed smoothly and securely. So, the next time you initiate a fund transfer, remember the power of those six digits that play a significant role in keeping Australia’s banking system running smoothly.

PEH System in Relation to the BSB Number

The PEH system, which stands for Private Electronic Housing, is an integral part of the Australian banking system. It is closely related to BSB numbers and serves as a mechanism for securely transmitting financial messages between financial institutions in the country.

In this section, we will explore what the PEH system entails and how it relates to the BSB number provided. The PEH system acts as a secure gateway for transferring financial messages, such as payment instructions and fund transfers, between financial institutions.

It provides a reliable and efficient communication channel, ensuring that messages are delivered securely and promptly. The system utilizes advanced encryption and authentication protocols to safeguard the integrity and confidentiality of the transmitted data.

In relation to the BSB number provided, the PEH system plays a significant role in facilitating the routing of funds to the correct NAB branch. When a customer initiates a payment or fund transfer and provides the BSB number, the PEH system comes into action.

It recognizes the BSB number as the destination and securely routes the funds to the corresponding NAB branch. The PEH system acts as the intermediary, ensuring that the transaction is executed accurately and without any complications.

The PEH system, in conjunction with BSB numbers, enhances the overall efficiency of fund transfers within the Australian banking system. It minimizes the risk of errors or delays that could occur if the funds were manually routed.

By leveraging advanced technology and secure communication protocols, the PEH system provides a seamless and reliable process for transferring funds across different financial institutions. It streamlines the transaction process, allowing for faster and more accurate transfers, ultimately benefiting customers and financial institutions alike.

Understanding the Structure of BSB Numbers

BSB numbers have a specific format and structure, which consist of six digits. Each digit within the BSB number holds significance and contributes to the overall identification and routing of funds.

Let’s break down the structure of BSB numbers and interpret the BSB number provided (082-699). The first two digits of the BSB number (08) represent the Bank, in this case, the National Australia Bank (NAB).

The bank code is assigned by the Australian Payments Clearing Association (APCA) and uniquely identifies the financial institution. The following four digits (2-699) represent the Branch within the bank.

The first digit (2) signifies the state where the branch is located. In this case, it could be New South Wales (NSW) since 2 is the assigned code for NSW.

The last three digits (699) denote a specific NAB branch within that state. These digits are assigned by the bank itself and serve to identify the branch accurately.

Interpreting the BSB number (082-699), we can deduce that it corresponds to a National Australia Bank branch located in Manilla, NSW. The BSB number provides all the necessary information to route funds directly to this specific branch.

The significance of different digits within the BSB number is vital for accurate identification and routing purposes. The bank code ensures that funds are directed to the correct bank, while the branch code guides the funds to the exact branch within that bank.

This standardized structure allows for efficient communication and coordination between different financial institutions, providing customers with a reliable and seamless banking experience.


The PEH system, in conjunction with BSB numbers, forms the backbone of the Australian banking system’s secure messaging and fund transfer process. The PEH system ensures the secure transmission of financial messages between financial institutions, while BSB numbers provide crucial identification and routing information.

Understanding the structure of BSB numbers, with its significant digits, allows for accurate interpretation and effective routing of funds. By leveraging the PEH system and adhering to the standardized structure of BSB numbers, the Australian banking system continues to deliver efficient and reliable fund transfer services to its customers.

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