Bank Code Verified

085-232, BSB Number for National Australia Bank, Glenside, SA

BSB Number: 085-232

Bank: National Australia Bank

Financial Institution: NAB

Address: Tenancy 120 Burnside Village 447 Po

City: Glenside

State: SA

Postcode: 5065

System: PEHWhen it comes to understanding the ins and outs of banking, one of the most important elements to grasp is the BSB number. This unique combination of numbers plays a vital role in the smooth functioning of the banking system, ensuring that funds are accurately identified and routed to their intended destinations.

In this article, we will delve into the world of BSB numbers, their significance, and how they are used for identification and routing of funds. So, let’s jump right in!

Topic 1:to BSB numbers

BSB stands for Bank State Branch, and it is a numerical code used to identify specific banks and branches within Australia.

Each BSB number is unique to a particular financial institution and branch, ensuring that transactions are accurately directed to the correct location. These numbers are typically six digits long, although some institutions may have shorter or longer variations.

The importance of BSB numbers in the banking system cannot be overstated. They act as a crucial link between the sender and receiver of funds, guaranteeing that money is correctly allocated and routed.

Without BSB numbers, the process of transferring funds would be chaotic and prone to errors, leading to delays and potential financial losses. Topic 2: Using BSB numbers for identification and routing of funds



BSB numbers first and foremost serve as a means of identifying the bank and branch where an account is held. For example, let’s take the BSB number 085-232.

The first two digits, 08, identify the bank (National Australia Bank in this case), while the remaining four digits, 5232, represent the specific branch of that bank. 2.

Routing of funds:

Once the sender enters the recipient’s BSB number, it serves as a routing tool to direct funds to the correct financial institution and branch. The BSB number acts as a guiding compass, ensuring that the money gets to its intended destination without any detours or confusion.

To better understand this process, let’s imagine a scenario where Sarah wants to send money to her friend, John, in Glenside, South Australia. Sarah is a customer of National Australia Bank and knows that John’s account is held by the same bank, but in a different branch.

To transfer the money, Sarah will need John’s BSB number (085-232), which specifies the branch. By entering this BSB number, Sarah’s bank will know exactly where to send the funds, ensuring they arrive safely at John’s branch in Glenside.

Moreover, BSB numbers also aid in the directing of funds within the receiving branch itself. For instance, a bank may have multiple departments or sections operating within one branch.

In such cases, the BSB number helps segregate the funds for appropriate routing and allocation, ensuring that they reach the intended recipient within the branch itself. In addition to identification and routing, BSB numbers can also provide useful information about the financial institution and branch.

By examining the BSB number, one can determine the bank’s location and, in some cases, its size or other distinguishing features. This information can be beneficial when conducting research or seeking specific services from a particular bank.


In conclusion, BSB numbers are an essential component of the banking system, allowing for accurate identification and routing of funds. These unique numerical codes play a vital role in ensuring that transfers are seamless and error-free, preventing any delays or financial losses.

Whether it be for identification purposes or directing funds to specific branches, BSB numbers are a key element in the world of banking. So the next time you make a transaction, take a moment to appreciate the importance of those six digits that make it all possible.

Topic 3: PEH System

Within the realm of BSB numbers, the term “PEH” refers to the Payment Engine Hub. The Payment Engine Hub is a system used by financial institutions in Australia to facilitate the processing and clearing of electronic payments.

It is a centralized platform that helps streamline and automate the handling of transactions between banks and their customers. The PEH system acts as a middleware between the different banks, allowing for seamless communication and coordination in the transfer of funds.

It ensures that funds are moved efficiently and securely, reducing the risk of errors or delays. By utilizing the PEH system, banks can enhance their operational efficiency and provide better customer service.

In relation to the BSB number provided (085-232), the PEH system plays a crucial role in the background, enabling the correct routing and transfer of funds between accounts held at National Australia Bank. When Sarah initiates a transfer to John’s account, the PEH system processes the transaction and ensures that the funds are accurately directed to the appropriate branch identified by the BSB number.

This seamless integration of the PEH system with the BSB number ensures that the transfer is completed smoothly and without any hiccups. Topic 4: Understanding BSB number structure

To better understand BSB numbers, it is important to comprehend their underlying structure and significance.

BSB numbers typically consist of six digits, divided into two parts: the bank code and the branch code. Each part carries specific information that aids in the identification and routing process.

1. Bank Code:

The first two digits of a BSB number represent the bank code.

In the case of the provided BSB number, 085-232, the bank code is 08, which corresponds to National Australia Bank. The bank code is assigned by the Australian Payments Clearing Association (APCA) and uniquely identifies a specific financial institution.

2. Branch Code:

The remaining four digits form the branch code, which indicates the specific branch within the bank.

In the BSB number 085-232, the branch code is 5232, signifying a particular branch of National Australia Bank. Each branch within a bank has a unique branch code, ensuring accurate routing and allocation of funds.

Breaking down the BSB number 085-232, we can interpret it as follows:

– Bank Code: The bank code 08 identifies National Australia Bank. – Branch Code: The branch code 5232 designates a specific branch within National Australia Bank.

Further significance can be found within the branch code itself. While the first two digits of the branch code typically represent the state or territory, the remaining two digits provide information about the individual branch or department within that state or territory.

Unfortunately, without more information, we cannot discern the exact meaning or location behind the given branch code 5232.

In Summary

The BSB number structure consists of a bank code and a branch code, with each part carrying specific information for identification and routing. The bank code denotes the financial institution, while the branch code indicates the specific branch within that institution.

In the provided BSB number 085-232, the bank code 08 signifies National Australia Bank, and the branch code 5232 denotes a particular branch. The integration of the BSB number with the PEH system ensures seamless transfers and accurate routing of funds.

By understanding the structure and significance of BSB numbers, individuals can navigate the banking system with ease and confidence. Please generate more prompts for us to continue.

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