Bank Code Verified

105-078, BSB Number for BankSA, Blackwood, SA

BSB Number: 105-078

Bank: BankSA

Financial Institution: BSA

Address: 245 Main Road

City: Blackwood

State: SA

Postcode: 5051

System: PEH

BSB Number: 105-078

Bank: BankSA

Financial Institution: BSA

Address: 245 Main Road

City: Blackwood

State: SA

Postcode: 5051

System: PEHWhen it comes to the banking system, there are various numbers and codes that play a crucial role in ensuring smooth and efficient transactions. One such number is the BSB number.

In this article, we will delve into the world of BSB numbers, exploring what they are, why they are important, and how they are used for the identification and routing of funds. Additionally, we will take a closer look at BankSA, a well-known financial institution, to understand its background and services it offers.

So, let’s jump right in!

Topic 1:to BSB numbers

BSB numbers, also known as Bank-State-Branch numbers, are a unique set of digits used in Australia’s banking system. This six-digit code is assigned to every bank branch and serves as a crucial identifier and routing tool.

Each BSB number is unique to a particular bank and branch, which means that no two branches can have the same BSB number. Importance in the banking system:

BSB numbers are of paramount importance in the banking system as they facilitate the efficient processing of various financial transactions.

These numbers allow banks to identify the exact branch involved in the transaction, ensuring funds are directed to the correct destination. Whether it’s making a payment, transferring money, or setting up direct debits, BSB numbers play a vital role in ensuring accuracy and speed in banking operations.

Identification and routing of funds:

When initiating a financial transaction, such as transferring funds from one bank account to another, the BSB number acts as a crucial identifier. It helps the bank’s system recognize the branch where the recipient’s account is held, thereby ensuring the funds are routed correctly.

The BSB number is often accompanied by the recipient’s account number, creating a unique combination that directs the funds accurately. For example, let’s say you’re transferring money to a friend who has an account with BankSA.

To successfully complete the transaction, you will need both your friend’s BSB number, which is 105-078, and their account number. By inputting these details into your own bank’s transfer system, the funds are routed to the specific BankSA branch associated with that BSB number.

Without the accurate BSB number, the transfer could end up in the wrong branch or even a different bank, causing unnecessary delays and complications. Topic 2: BankSA

BankSA, a well-established financial institution in Australia, has been serving customers since 1848.

With a rich history and a strong presence, BankSA offers a wide range of financial services to individuals, businesses, and communities across the nation. Through its extensive branch network, online banking platform, and diverse product offerings, BankSA aims to provide convenient and reliable banking solutions to its customers.


BankSA’s roots can be traced back to the establishment of the Savings Bank of South Australia in 1848. Over the years, the bank underwent several transformations, mergers, and acquisitions, solidifying its position in the financial landscape.

Today, BankSA forms a part of the Westpac Group, one of Australia’s largest banking organizations, which allows it to leverage a vast network and resources for the benefit of its customers. Services:

BankSA offers a comprehensive range of banking services tailored to meet the diverse needs of its customers.

Whether it’s personal banking, business banking, or specialized services, BankSA strives to provide tailored solutions and exceptional customer service. Some of the services provided by BankSA include:


Personal banking: BankSA offers a wide range of personal banking products, including transaction accounts, savings accounts, credit cards, home loans, personal loans, and wealth management solutions. Through its online banking platform and mobile app, customers can conveniently manage their accounts and access various banking services anytime, anywhere.

2. Business banking: BankSA understands the unique challenges faced by businesses and offers a suite of business banking products and services.

From business transaction accounts, loans, and merchant services to cash flow solutions and business advice, BankSA aims to support businesses of all sizes and industries. 3.

Specialized services: BankSA also provides specialized services catering to specific customer needs, such as foreign exchange services, insurance solutions, and financial planning. These services ensure that customers can access a comprehensive range of financial products and expertise under one roof.


BSB numbers play a pivotal role in the banking system, enabling accurate identification and routing of funds. BankSA, a prominent financial institution in Australia, leverages its extensive network and diverse range of services to serve individuals, businesses, and communities across the nation.

By understanding the importance of BSB numbers and the services offered by BankSA, individuals can make informed decisions when it comes to their financial needs. Topic 3: PEH System

In the world of banking, acronyms are no strangers.

One such acronym is the PEH system, which stands for Primary Electronic Hitchhiker System. This system relates to the BSB number provided in this article, and in this section, we will delve into what the PEH system is and how it relates to BSB numbers.

The PEH system is a computerized system used by Australian banks to facilitate the processing and routing of financial transactions. This system acts as a central hub that connects different banks and financial institutions together, allowing for seamless communication and exchange of information.

It operates behind the scenes, ensuring the smooth flow of funds from one bank to another. So, how does the PEH system relate to the BSB number provided, which is 105-078?

Well, when a financial transaction involving BankSA and its corresponding BSB number is initiated, the PEH system comes into play. It acts as the intermediary, transmitting the necessary information between the sending bank and BankSA to ensure the funds are routed accurately.

When a payment or transfer is initiated by a customer, the sending bank’s computer system will first check if the BSB number is valid. It does this by referencing a central database that contains all the valid BSB numbers along with their corresponding banks and branches.

If the BSB number is found to be valid, the sending bank’s system will communicate with the PEH system, providing the necessary details of the transaction. The PEH system then identifies the receiving bank based on the BSB number provided in the transaction.

In this case, it would be BankSA since the BSB number given belongs to this financial institution. Once the receiving bank, BankSA, is identified, the PEH system forwards the transaction details to BankSA’s internal systems, allowing them to credit the funds to the recipient’s account.

In summary, the PEH system acts as a crucial link between banks and financial institutions, ensuring the accurate and efficient routing of funds. It connects the sending bank, the PEH system itself, and the receiving bank together, facilitating the seamless transfer of information and funds.

So, the next time you make a payment or transfer using your BSB number, remember that the PEH system is working behind the scenes to make it happen. Topic 4: Understanding BSB number structure

Now that we have explored the importance of BSB numbers and their relation to the PEH system, let’s take a closer look at the structure and format of BSB numbers.

This six-digit code holds significant information within its digits, and understanding its structure can help in interpreting and using BSB numbers correctly. The BSB number has the format of AAA-BBB, where AAA represents the bank code, and BBB represents the branch code.

These codes work together to uniquely identify a specific bank branch. The bank code (AAA) consists of the first three digits of the BSB number and identifies the financial institution.

In the BSB number provided (105-078), the bank code is 105, indicating that BankSA is the financial institution associated with this BSB number. The branch code (BBB) consists of the last three digits of the BSB number and represents the specific branch within the financial institution.

In this case, the branch code is 078, which identifies the Blackwood branch of BankSA. Breaking down the BSB number further, we can interpret the digit significance.

In the bank code, the first digit represents the state or territory where the bank is located. For the BSB number 105-078, the first digit is 1, indicating that BankSA is located in South Australia (SA).

The second and third digits in the bank code usually represent the bank’s identifier within the state or territory. In this case, the second and third digits are 0 and 5, respectively, which signify the specific identifier of BankSA within South Australia.

Moving on to the branch code, the second and third digits generally represent the specific branch within the bank. In the BSB number provided (105-078), the second digit is 0, indicating that the Blackwood branch is the main branch of BankSA within South Australia.

The third digit is 78, further identifying the Blackwood branch specifically. Understanding the structure and significance of the BSB number allows individuals and businesses to ensure accuracy when using this code for banking transactions.

By correctly inputting the BSB number, along with the recipient’s account number, customers can facilitate seamless transfers and payments, knowing that the funds will be routed correctly to the intended bank branch. In summary, the BSB number features a specific structure that holds valuable information within its digits.

It includes the bank code and branch code, which work together to uniquely identify a financial institution and its specific branch. Understanding the structure and significance of the BSB number is essential for accurate and efficient use in banking transactions.

So, the next time you come across a BSB number, remember to break it down and interpret its digits to ensure precise routing of funds.

Popular Posts