Bank Code Verified

105-109, BSB Number for BankSA, Gawler, SA

BSB Number: 105-109

Bank: BankSA

Financial Institution: BSA

Address: 117 MURRAY STREET

City: Gawler

State: SA

Postcode: 5118

System: PEHto BSB numbers: The Building Blocks of Banking

In the world of banking, there are many different numbers and codes that are used to identify and route funds. One such code is the BSB number, an acronym for Bank-State-Branch number.

Whether you’re making a transfer, setting up direct debit, or simply trying to ensure that your funds are being sent to the right place, BSB numbers play a crucial role in the smooth operation of the banking system. What are BSB numbers?

BSB numbers are a unique identifier that is assigned to each branch of a financial institution in Australia. They consist of six digits and are used to identify both the specific bank and branch where an account is held.

In simpler terms, BSB numbers act as the postal code of the banking world, directing funds to the correct destination.

Importance of BSB numbers in the banking system

BSB numbers are essential for two main reasons: identification and routing of funds. When you initiate a transaction, be it a transfer, a direct debit, or a bill payment, the BSB number ensures that your funds are sent to the right place.

Just like a ZIP code ensures your mail reaches the intended recipient, a BSB number ensures your money lands in the correct bank and branch.


Each financial institution in Australia is assigned a unique three-digit number, known as the bank code. This bank code, along with the three-digit state code and the final three digits representing the specific branch, creates the BSB number.

By breaking down the BSB number, one can easily identify the bank and branch to which it belongs. For example, let’s take the BSB number 105-109.

The bank code “105” corresponds to BankSA, while the state code “109” signifies South Australia. Breaking it down further, we can conclude that the BSB number 105-109 belongs to a BankSA branch located in South Australia.


BSB numbers also play a crucial role in the routing of funds. When initiating a transaction, the BSB number ensures that the funds are correctly routed to the designated branch.

Once the funds reach the intended branch, further identification methods such as account numbers and customer details ensure that the money is deposited into the correct account. Let’s say you’re transferring money to a friend who banks with BankSA.

By entering their BSB number, your bank knows not only which bank your friend uses but also the specific branch they are associated with. This ensures that the money travels to the correct branch, allowing your friend to access their funds without any issues.


In conclusion, BSB numbers are a vital component of the banking system. As unique identifiers for banks and branches, they ensure that funds are routed to the correct destination.

Whether you’re making a transfer or setting up a direct debit, understanding the importance of BSB numbers can help you navigate the complexities of the banking system and ensure that your funds land in the right hands. With BSB numbers acting as the postal codes of the banking world, it’s evident that without them, the seamless flow of money would be difficult to maintain.

So, the next time you’re making a transaction, remember the importance of those six digits and appreciate the role they play in the world of banking. Topic 3: PEH System: Simplifying Bank Transfers

When it comes to bank transfers, speed and accuracy are paramount.

That’s where the PEH system comes into play. PEH, an acronym for Payments Event Hub, is a real-time payment processing system utilized by financial institutions in Australia.

This system works hand in hand with BSB numbers to streamline the transfer of funds, ensuring a smooth and efficient experience for both the sender and the receiver. The PEH system enables faster payments by processing transactions in real-time, eliminating the need for lengthy delays and time-consuming manual processes.

Unlike traditional batch-processing systems, the PEH system operates 24/7, allowing transactions to be processed instantly, even outside normal banking hours. With the PEH system, sending and receiving money becomes an instantaneous affair, providing convenience and peace of mind.

So, how does the PEH system relate to the BSB number provided, which is 105-109? The BSB number acts as an integral part of the PEH system, helping to identify and route funds accurately and efficiently.

By incorporating the BSB number into the transfer process, the PEH system can swiftly direct the money to the intended bank and branch, ensuring a seamless transfer experience. For instance, let’s refer back to the BSB number 105-109, belonging to a BankSA branch in South Australia.

When initiating a transfer, the PEH system utilizes this BSB number as a crucial component of the transaction. By inputting the BSB number, the system can quickly identify the bank (BankSA) and the specific branch associated with it (located in South Australia).

This information ensures that the funds are sent to the correct destination without any delays or errors. The PEH system combines the BSB number with other identifiers, such as customer account numbers and transaction details, to facilitate accurate routing and settlement.

This comprehensive approach minimizes the risk of misrouting funds, resulting in efficient and reliable transfers. By incorporating the PEH system and BSB numbers, financial institutions can provide their customers with an enhanced banking experience, ensuring that transactions are processed promptly and securely.

Topic 4: Understanding BSB Number Structure: The Digits that Define

Now that we’ve explored the importance of BSB numbers and their relation to the PEH system, let’s delve into the structure and significance of the different digits within a BSB number. Understanding the composition of BSB numbers can empower bank customers by allowing them to decipher the information contained within these six digits.

The BSB number is split into three distinct components: the bank code, the state code, and the branch code. Each component serves a specific purpose in identifying the financial institution and branch associated with a particular BSB number.

Let’s break it down further:

1. Bank Code: The first three digits of a BSB number represent the bank code.

This code corresponds to the specific financial institution where the account is held. In the case of the BSB number 105-109, the bank code “105” signifies BankSA.

2. State Code: The next two digits of a BSB number represent the state code.

This code indicates the state or territory where the branch is located. For example, the state code “09” represents South Australia in the BSB number 105-109.

3. Branch Code: The final digit of a BSB number is the branch code, which identifies the specific branch where the account is held.

In the BSB number 105-109, the digit “9” indicates the specific BankSA branch associated with the given BSB number. By understanding the structure of a BSB number, one can quickly decipher the information it contains.

For example, let’s consider the BSB number 105-109 in detail. Breaking it down, we can interpret this BSB number as follows: The bank code “105” represents BankSA, the state code “09” signifies South Australia, and the branch code “9” identifies the specific BankSA branch.

Decoding BSB numbers allows customers to ensure that their funds are being transferred to the correct financial institution and branch. It provides an additional layer of verification, enhancing the accuracy and security of transactions.

Moreover, understanding the structure of BSB numbers can prove beneficial when setting up direct debits or verifying the authenticity of banking details. In conclusion, the BSB number structure is comprised of the bank code, state code, and branch code.

These six digits play a crucial role in identifying the financial institution and branch where an account is held. By decoding the BSB number, customers can ensure the accurate routing of funds and verify the authenticity of banking details.

Coupled with the PEH system, which processes transactions in real-time, the BSB number acts as a vital component in streamlining the transfer of funds. Together, they simplify the banking experience, ensuring fast and secure transactions for customers across Australia.

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