Bank Code Verified

484-192, BSB Number for Suncorp-Metway, Brisbane, QLD

BSB Number: 484-192

Bank: Suncorp-Metway

Financial Institution: MET

Address: 36 Wickham Terrace

City: Brisbane

State: QLD

Postcode: 4000

System: PEHto BSB Numbers: The Backbone of Banking

When it comes to banking, there are many numbers and acronyms to decipher. One such important identifier is the BSB number.

BSB stands for “Bank-State-Branch,” and it plays a crucial role in the Australian banking system. This article aims to demystify BSB numbers and shed light on their significance in the identification and routing of funds.

What are BSB Numbers? BSB numbers are a unique set of six-digit codes assigned to every bank and branch in Australia.

They serve as the primary means of identifying a specific financial institution and its associated branch. Just like a fingerprint, each BSB number is unique to its respective bank, making it instrumental in transactions and seamless fund transfers.

The Structure and Meaning of BSB Numbers

The BSB number’s structure gives valuable insights into its purpose. Let’s break it down using the given example: 484-192.

The first three digits, 484, represent the bank code. In this case, it corresponds to Suncorp-Metway, a prominent Australian bank with a long-standing history.

The bank code distinguishes it from other financial institutions. The next three digits, 192, indicate the branch code.

They specify the particular branch of Suncorp-Metway, allowing for precise identification within the bank. In our example, 192 represents the branch located at 36 Wickham Terrace in Brisbane, QLD.

The Importance of BSB Numbers in the Banking System

BSB numbers are the backbone of the banking system in Australia, serving multiple purposes. Their significance can be understood through the following key points:


Identification: BSB numbers uniquely identify each bank and branch, providing an essential reference point for various banking transactions. They ensure accuracy and prevent any confusion that may arise due to similar bank or branch names.

2. Routing of Funds: When initiating a fund transfer, whether domestically or internationally, BSB numbers come into play.

They guide the money from the sender’s account to the intended recipient’s account by specifying the exact bank and branch involved. This ensures that funds reach the correct destination swiftly and securely.

3. Seamless Transactions: BSB numbers enhance the efficiency of electronic transactions within the banking system.

Whether it’s making payments, setting up direct debits, or receiving deposits, accurate BSB numbers are crucial for seamless processing, minimizing delays and errors.

Practical Applications of BSB Numbers

Now that we understand the importance of BSB numbers let’s explore some practical applications where they are utilized daily:

1. Online Banking: When setting up a new payee in online banking portals, the system prompts you to enter the recipient’s BSB number to ensure accurate fund transfers.

2. Direct Debits and Automatic Payments: Whether paying bills or subscribing to services, BSB numbers are needed to set up automatic payments.

This streamlined process ensures hassle-free financial interactions. 3.

Electronic Fund Transfers: For manual fund transfers between accounts, whether within or outside of an individual’s bank, BSB numbers are entered to direct funds to the intended account quickly and securely. 4.

Salary Payments: Employers rely on BSB numbers to deposit salaries directly into their employees’ bank accounts. This eliminates the need for physical checks and facilitates prompt payments.

It is essential to note that BSB numbers are for Australian banking transactions only. International transfers have their own codes, such as the SWIFT code or IBAN, depending on the country and financial institution involved.


BSB numbers form a vital part of the Australian banking infrastructure, facilitating accurate identification and seamless routing of funds. Whether you’re transferring money online, setting up automatic payments, or depositing your salary, the BSB number ensures smooth financial transactions.

Understanding the structure and significance of BSB numbers empowers individuals to navigate the banking system with confidence and ease. Topic 3: PEH System: The Power Behind BSB Numbers

In the realm of Australian banking, the PEH system plays a vital role in ensuring accurate and seamless transactions.

PEH stands for “Payment Engine Hub,” a system that connects various financial institutions, including banks, credit unions, and building societies. Let’s dive deeper into how the PEH system relates to the BSB number provided.

The Role of the PEH System

The PEH system acts as the central hub for processing electronic payments in Australia. It facilitates the efficient transfer of funds between different banks and financial institutions.

This system is responsible for processing various types of transactions, including direct debits, credit transfers, and same-day payments.

The Connection Between PEH and BSB Numbers

BSB numbers and the PEH system are closely intertwined in the Australian banking landscape. The BSB number serves as a key routing identifier within the PEH system.

When initiating a payment or transfer, the sender specifies the recipient’s BSB number, which allows the PEH system to direct the funds accurately. Upon receiving a payment instruction, the PEH system utilizes the BSB number to identify the bank and branch involved.

It then validates the BSB number against its database, ensuring that the funds are directed to the correct recipient’s account within the specified financial institution. For instance, in our example of the BSB number 484-192, the PEH system recognizes the bank code “484” as Suncorp-Metway.

It then uses the branch code “192” to pinpoint the specific branch located at 36 Wickham Terrace in Brisbane, QLD. This process ensures that funds are routed accurately and efficiently within the PEH system.

The Importance of Integration between the PEH System and BSB Numbers

The integration between the PEH system and BSB numbers offers several benefits for the Australian banking system. Let’s explore these benefits to understand their significance:


Speed and Efficiency: The PEH system, fueled by accurate BSB numbers, enables swift and efficient payment processing. By automating the routing of funds, it reduces manual interventions and minimizes processing time, allowing funds to be transferred seamlessly.

2. Accuracy and Security: The integration between the PEH system and BSB numbers enhances the accuracy and security of financial transactions.

With the PEH system validating the BSB numbers before processing payments, the chances of errors or misrouting are significantly reduced, ensuring that funds reach the intended destination securely. 3.

Seamless Interbank Connectivity: The PEH system acts as a bridge between various financial institutions, enabling seamless connectivity across the banking landscape. It allows customers to transfer funds between banks effortlessly, regardless of the specific BSB numbers involved.

4. Simplified Payment Processing: The PEH system, coupled with BSB numbers, simplifies the payment processing landscape for all stakeholders.

Banks and other financial institutions can leverage this integration to streamline their operations, reducing costs and enhancing customer satisfaction.

Understanding BSB Number Structure

BSB numbers follow a set format that conveys valuable information. Let’s break down the structure and significance of each digit in a BSB number:


Bank Code: The first three digits represent the bank code, which identifies the financial institution. Each bank is assigned a unique code, allowing for easy differentiation.

In our example, the bank code “484” corresponds to Suncorp-Metway. 2.

Branch Code: The next three digits represent the branch code, specifying the particular branch within the bank. This enables more precise identification and routing of funds.

In our example, the branch code “192” corresponds to the Suncorp-Metway branch located at 36 Wickham Terrace in Brisbane, QLD.

Breaking Down the Given BSB Number

Let’s apply this understanding to break down and interpret the given BSB number, 484-192:

– Bank Code: The bank code “484” identifies Suncorp-Metway, a reputable financial institution in Australia known for its wide range of banking services. – Branch Code: The branch code “192” refers to the specific branch of Suncorp-Metway located at 36 Wickham Terrace in Brisbane, QLD.

This branch provides banking services to customers in the surrounding areas. By examining the BSB number 484-192, we can determine that any payments or transfers involving this BSB number will be routed to Suncorp-Metway’s branch at 36 Wickham Terrace in Brisbane, QLD, ensuring accurate fund allocation within the bank.


The PEH system, coupled with BSB numbers, forms the backbone of the Australian banking system. The PEH system’s role in processing electronic payments and the BSB number’s significance in identifying and routing funds go hand in hand.

By leveraging the integration between these two components, the banking system achieves efficient, secure, and seamless financial transactions. Understanding the structure and relationship between the PEH system and BSB numbers empowers individuals to navigate the complexities of the Australian banking landscape with confidence.

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