Bank Code Verified

763-893, BSB Number for Commonwealth Bank, Keilor East, VIC

BSB Number: 763-893

Bank: Commonwealth Bank

Financial Institution: CBA

Address: Cnr Wyong St and Centreway

City: Keilor East

State: VIC

Postcode: 3033

System: PEHto BSB numbers: The Backbone of the Banking System

In the vast world of banking, BSB numbers are like the secret code that ensures funds are securely and accurately transferred from one account to another. These unique six-digit numbers play a vital role in identifying financial institutions and routing funds within Australia’s banking system.

From common retail transactions to complex international transfers, BSB numbers are the unsung heroes that keep the wheels of the banking system turning smoothly. What are BSB numbers?

BSB stands for Bank-State-Branch, and it refers to a set of numbers assigned to each branch of a financial institution in Australia. The BSB number acts like a digital address and pinpoints a specific branch of a bank, making it easier to identify and route funds efficiently.

How are BSB numbers used for identification? When you provide your BSB number to someone, it allows them to identify not just your bank and state, but also the specific branch where your account is held.

This identification is crucial for transferring funds accurately, minimizing errors, and ensuring the money reaches the intended recipient. It’s like providing your mailing address, but in the digital realm of banking.

For example, let’s say you’re transferring money to a friend’s account. Without the BSB number, the bank would have no way of knowing which specific branch to send the money to.

By providing the BSB number, you ensure that the funds are directed to the correct branch of your friend’s bank, resulting in a successful transaction. How are BSB numbers used for routing funds?

In addition to identification, BSB numbers also play a significant role in routing funds within the banking system. When you initiate a transaction, whether it’s a direct debit or an online transfer, your BSB number helps guide the money to the appropriate destination.

To understand this better, let’s imagine your bank as a massive transportation network. Each branch is like a train station, and the BSB number is the platform where the funds board the correct train.

When you provide the BSB number, it helps the system identify the branch’s location and directs the funds accordingly. For example, if you were to transfer money to a different bank, the BSB number would help route the funds to the correct financial institution.

The banking system relies on this information to ensure accuracy and efficiency in transferring funds between institutions.

The significance of BSB numbers in the banking system

BSB numbers are more than just a combination of digits. They are the backbone of the banking system, ensuring that transactions are properly identified and funds are directed to the right place.

Without these numbers, chaos could ensue, making it impossible to transfer money seamlessly. BSB numbers not only simplify transactions for individuals but also facilitate interbank transfers, international transactions, and the seamless functioning of the entire banking system.

They eliminate the need for manual processing by providing automated systems with the critical information required to route funds accurately and efficiently.


Next time you use your BSB number to make a payment or initiate a transfer, take a moment to appreciate its significance. BSB numbers may seem like a small part of the banking system, but they play a crucial role in ensuring funds reach their intended destination without any hiccups.

Understanding the importance of BSB numbers allows you to have a better grasp of how the banking system operates, providing you with the knowledge to navigate these financial transactions with confidence. So the next time you see your BSB number, remember the powerful role it plays in keeping the wheels of the banking system spinning smoothly.

Topic 3: PEH System – The Hidden Mechanism of BSB Numbers

Have you ever wondered what the mysterious acronym “PEH” stands for in relation to the BSB number provided? The PEH system, which stands for Payments Entry Hub, is a critical component in the Australian banking system that ensures the efficient and secure processing of transactions.

In this section, we will explore what the PEH system is, how it relates to BSB numbers, and its importance in the smooth functioning of the banking system. What is the PEH system?

The PEH system is an automated system used by financial institutions in Australia to process payments and transactions. It acts as a central processing hub where financial transactions are received, sorted, and routed to the relevant banks and branches based on their BSB numbers.

The PEH system works tirelessly behind the scenes to ensure that funds are transferred accurately and swiftly between accounts. How does the PEH system relate to BSB numbers?

BSB numbers are the key that unlocks the power of the PEH system. When a payment or transaction is initiated, the PEH system uses the BSB number to determine the recipient’s financial institution and the specific branch where the funds should be directed.

This critical information helps the system route the funds accurately and ensure a successful transfer. To illustrate this relationship, let’s consider the BSB number provided (763-893).

The first three digits (763) identify the financial institution, which in this case is the Commonwealth Bank. The following three digits (893) point to the specific branch of the Commonwealth Bank located at the address mentioned earlier.

When this BSB number is inputted into the PEH system, it knows exactly where to send the funds within the Commonwealth Bank’s network.

The importance of the PEH system in the banking system

The PEH system is an unsung hero in the world of banking, diligently working behind the scenes to ensure that transactions are processed accurately and efficiently. Its significance lies in its ability to handle a high volume of transactions, maintain data integrity, and facilitate the smooth functioning of the Australian banking system.

With millions of transactions happening every day, the PEH system’s automated processing capabilities mitigate the risk of human error, reducing the chances of misdirected funds or delayed transfers. By relying on the BSB numbers as the key identification tool, the PEH system streamlines the payment process and increases the overall efficiency of the banking system.

The PEH system also plays a vital role in the security of financial transactions. It employs robust security measures to ensure that sensitive banking information, such as account details and transaction data, remains protected.

By centralizing the payment processing, the PEH system allows financial institutions to monitor and detect any suspicious activities, further safeguarding the integrity of the banking system. In addition, the PEH system enables the integration of various payment services, including direct deposits, electronic fund transfers, and salary payments.

By providing a centralized platform for processing these transactions, the PEH system harmonizes the banking system, making it easier for individuals and businesses to send and receive payments seamlessly.


The PEH system, powered by its intelligent use of BSB numbers, underpins the smooth functioning of the Australian banking system. It serves as a central processing hub, ensuring that payments and transactions are accurately processed and securely routed to the intended recipients.

Without this invisible mechanism, the banking system would be less efficient, prone to errors, and challenging to navigate. So next time you make a payment or transfer funds, remember the important role the PEH system and BSB numbers play in making these transactions possible.

Topic 4: Understanding BSB Number Structure – Decoding the Magic of Digits

BSB numbers may seem like random sequences of numbers, but they have a well-defined structure with each digit holding unique significance. In this section, we will explore the format and structure of BSB numbers, focusing on the meaning behind each digit and how they can be interpreted.

The format of BSB numbers

BSB numbers in Australia consist of six digits separated by a hyphen, typically presented in the format of XXX-XXX. The combination of these numbers and the hyphen is what uniquely identifies a specific bank branch.

The significance of different digits

Within a BSB number, each digit holds a specific meaning that helps identify the financial institution and the branch. Let’s break down the significance of each digit using the provided BSB number (763-893).

1. The first digit: It identifies the major financial institution.

In this case, the digit “7” corresponds to the Commonwealth Bank, as indicated in the BSB number provided. 2.

The second and third digits: These digits identify the state where the branch is located. The second digit “6” signifies that the branch is located in Victoria (VIC).

3. The fourth to sixth digits: These digits represent the unique identifier for a specific branch within the financial institution.

In this case, the digits “893” point to the Commonwealth Bank branch located at Cnr Wyong St and Centreway in Keilor East, with the postcode 3033.

Interpreting the BSB number

By understanding the structure and significance of BSB numbers, we can interpret the provided BSB number (763-893) to gain valuable information. We can determine that the branch is part of the Commonwealth Bank, located in Victoria (VIC), specifically in Keilor East.

This information helps us recognize the bank and branch where the funds should be directed, ensuring accurate routing within the banking system.


BSB numbers are not arbitrary combinations of digits but carefully structured identifiers that provide valuable information about the financial institution and branch. By decoding the meaning behind each digit within a BSB number, we can gain insights into the bank’s identity, its location, and the specific branch involved.

Understanding the structure of BSB numbers allows individuals and businesses to initiate transactions with confidence, knowing that the funds will reach the intended recipient seamlessly. So next time you come across a BSB number, remember the hidden magic within those digits.

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