Bank Code Verified


Swift Code: BRINIDJA332






Country: Indonesia

Swift Code: BRINIDJA332






Country: IndonesiaIn the world of international banking and finance, swift codes play a vital role in ensuring secure and efficient transactions.

These codes are unique identifiers assigned to banks and financial institutions, enabling them to connect and communicate with each other seamlessly. In this article, we will explore the purpose and importance of swift codes, specifically focusing on the swift code BRINIDJA332 assigned to PT.



What are Swift Codes? Swift codes, also known as Bank Identifier Codes (BIC), are a combination of letters and numbers that serve as a unique identification code for banks and financial institutions worldwide.

They are designed to facilitate secure communication and transactions between different entities in the global banking system. 2.

Structure of a Swift Code

A swift code consists of either 8 or 11 characters. The first four characters represent the bank’s code or institution code, followed by two characters representing the country code, two characters for the location code, and an optional three-character branch code for more specific identification.

3. Swift Code vs.


While swift codes identify banks and financial institutions, International Bank Account Numbers (IBANs) are used to identify specific bank accounts. IBANs are longer and more detailed, including the country code, check digits, and the account number.

Swift codes, on the other hand, focus solely on identifying the institution. Topic 2: The Role of Swift Codes in International Banking


Facilitating International Transactions

Swift codes enable banks to securely send and receive information related to international transactions. This includes wire transfers, foreign currency exchanges, and other cross-border financial activities.

By using swift codes, banks can ensure that funds are transferred accurately and to the intended recipient. 2.

Enhancing Efficiency

Without swift codes, international transactions would be significantly slower and more prone to errors. These codes streamline the communication process between banks by providing a standardized method of identification.

This not only saves time but also reduces the risk of mistakes and misunderstandings. 3.

Connecting with Global Financial Institutions

The swift code BRINIDJA332 assigned to PT. BANK RAKYAT INDONESIA (PERSERO), TBK plays a crucial role in connecting this Indonesian bank with other financial institutions worldwide.

This code acts as a passport, allowing PT. BANK RAKYAT INDONESIA (PERSERO), TBK to interact seamlessly with banks in different countries, ensuring smooth cross-border transactions.

4. Ensuring Security

Swift codes are essential for secure international transactions.

By using these codes, banks can verify the authenticity of the receiving institution, reducing the risk of fraudulent activities. Additionally, swift codes are used to encrypt sensitive information, protecting it from unauthorized access during transmission.

5. Compliance with International Standards

Swift codes are required for banks to comply with international banking standards and regulations.

Financial institutions must possess a valid swift code for timely and accurate reporting of financial transactions to regulatory bodies. This ensures transparency and accountability in the global banking system.


Swift codes are the backbone of international banking and play a significant role in facilitating secure and efficient transactions. The swift code BRINIDJA332 assigned to PT.

BANK RAKYAT INDONESIA (PERSERO), TBK connects this Indonesian bank with financial institutions worldwide, ensuring smooth cross-border transactions. By understanding the purpose and importance of swift codes, individuals and businesses can navigate the global banking system with ease and confidence.



BANK RAKYAT INDONESIA (PERSERO), TBK, commonly known as Bank BRI, is one of the largest banks in Indonesia. Founded in 1895, Bank BRI has played a pivotal role in supporting the country’s development and growth.

With its extensive network of branches and diverse range of financial services, Bank BRI has become a household name in Indonesia. 1.

History and Background

Bank BRI was established during the Dutch colonial era, originally named “De Poerwokertosche Hulp En Spaarbank der Inlandsche Hoofden.” Its primary aim was to provide financial assistance to native Indonesian leaders and promote savings among the indigenous population. Over the years, the bank has undergone several name changes and transformations to adapt to the changing economic landscape.

2. Mission and Vision

Bank BRI’s mission is to improve the welfare of society by providing comprehensive and inclusive financial services.

It aims to be the bank of choice for small businesses, micro-entrepreneurs, and rural communities. Bank BRI envisions itself as a reliable partner in supporting Indonesia’s economic development and achieving sustainable growth.

3. Services and Products

Bank BRI offers a wide range of financial services tailored to the needs of its diverse customer base.

These include savings accounts, current accounts, digital banking solutions, loans, money transfers, treasury services, and investment products. The bank also provides specialized services for micro, small, and medium enterprises (MSMEs), including credit facilities, business training, and financial consulting.

4. Financial Inclusion Initiatives

Bank BRI is committed to promoting financial inclusion and empowering underserved communities.

It has implemented various initiatives to reach out to unbanked populations, including the development of a mobile banking application called “BRI Mobile.” This app allows customers to access banking services anytime, anywhere, using their smartphones. Bank BRI has also established “Teras BRI,” a network of branches located in remote areas to ensure accessibility for rural communities.

5. Corporate Social Responsibility

Bank BRI recognizes its role as a responsible corporate citizen and actively engages in various corporate social responsibility (CSR) programs.

These initiatives focus on education, healthcare, environmental preservation, and community development. Bank BRI also supports microfinance programs and provides entrepreneurship training to underprivileged individuals to promote economic empowerment.

Topic 4: Common Uses of Swift Codes

Swift codes serve multiple purposes in the global banking system. Let’s explore some of the common uses of swift codes:


International Wire Transfers

One of the primary uses of swift codes is for international wire transfers. When you want to send money from one country to another, the swift code of the recipient’s bank is essential.

It ensures that the funds are directed to the correct institution and branch, facilitating a smooth, secure, and timely transfer. 2.

Foreign Currency Exchange

Swift codes are also necessary for foreign currency exchange transactions. If you need to convert currencies at a bank, the swift code of the institution is required.

The swift code helps identify the exact bank and branch location, ensuring that the exchange is carried out accurately and efficiently. 3.

Interbank Communication

Swift codes play a crucial role in facilitating communication between banks. It allows financial institutions worldwide to exchange financial messages securely.

This includes instructions related to payments, securities, trade finance, and other banking activities. The swift code ensures that these messages reach the intended recipient, promoting efficient and effective interbank communication.

4. Correspondent Banking Relationships

Correspondent banking involves a relationship between two banks where they perform financial services on behalf of each other.

Swift codes are instrumental in establishing and maintaining correspondent banking relationships. Banks use swift codes to identify their correspondent banks and collaborate on various financial transactions, such as clearing checks and facilitating international trade.

5. Compliance and Regulatory Reporting

Swift codes are essential for regulatory compliance and reporting.

Banks and financial institutions use these codes to accurately report their financial transactions to regulatory authorities. Swift codes ensure that the information is attributed to the correct institution, helping maintain transparency, accountability, and regulatory compliance within the global banking system.


PT. BANK RAKYAT INDONESIA (PERSERO), TBK, also known as Bank BRI, is a prominent Indonesian bank that has contributed significantly to the nation’s economic growth and development.

With its extensive range of financial services and commitment to financial inclusion, Bank BRI continues to serve diverse customer segments and foster sustainable development. Swift codes, including the code BRINIDJA332 assigned to Bank BRI, are essential for seamless and secure international transactions.

Understanding the purpose and common uses of swift codes empowers individuals and businesses to navigate the global banking system with ease.

Popular Posts