Bank Code Verified


Swift Code: HXBKCNBJ080





Postcode: 050051

Country: ChinaImagine you want to send money to a friend or relative who lives in another country. You would need to provide certain information to ensure that the funds reach the right destination.

One crucial piece of information is the Swift code, a unique identifier for banks around the world. In this article, we will explore the purpose and importance of Swift codes, and delve into their role in facilitating secure and efficient international transactions.

Topic 1: Anto Swift Codes

– What are Swift codes? – Swift codes, also known as Bank Identifier Codes (BIC), are a series of alphanumeric characters that identify specific banks and their branches.

– How are Swift codes structured? – Swift codes consist of either 8 or 11 characters.

The first four characters represent the bank code, the next two characters stand for the country code, and the following two characters represent the location code. The final three characters, if present, denote the branch code.

– What do Swift codes enable? – Swift codes allow financial institutions to exchange information securely and efficiently, enabling them to process international transactions seamlessly.

Topic 2: The Role of Swift Codes in International Banking

– How do Swift codes facilitate international transactions? – Swift codes serve as a common language for banks, allowing them to communicate and transfer funds across borders.

When initiating a transaction, both the sending and receiving banks need to provide their Swift codes to ensure accurate routing of funds. – Ensuring secure and efficient transactions

– By using Swift codes, banks can verify the identity of other financial institutions, reducing the risk of fraudulent activities.

Furthermore, Swift codes provide a standardized format for transmitting payment instructions, streamlining the process and minimizing errors. – Connecting with other financial institutions

– With over 11,000 member banks in over 200 countries and territories, the Swift network connects financial institutions worldwide.

By using the Swift code of an intermediary bank or correspondent bank, funds can be routed to their final destination even if the sender and receiver do not have a direct relationship. – The significance of Swift code HXBKCNBJ080

– The Swift code HXBKCNBJ080 belongs to Hua Xia Bank, a financial institution based in China.

Located in Shijiazhuang, the bank’s branch plays a crucial role in facilitating international transactions in that region. – Benefits for individuals and businesses

– Individuals and businesses benefit from Swift codes as they allow for secure and timely cross-border payments, ensuring that funds reach their intended recipients quickly and accurately.


In this article, we have explored the purpose and importance of Swift codes. These unique identifiers enable secure and efficient international transactions, connecting financial institutions around the world.

Swift codes provide a standardized format for banks to communicate and exchange information, ensuring accurate routing of funds and minimizing the risk of fraud. With the Swift code HXBKCNBJ080, Hua Xia Bank in Shijiazhuang plays a pivotal role in facilitating international transactions in that region.

Whether you are an individual sending money to a loved one or a business expanding globally, understanding and utilizing Swift codes is essential for seamless international transactions. Topic 3: Unveiling HUA XIA BANK

Hua Xia Bank is one of the leading commercial banks in China, and its branch in Shijiazhuang plays a significant role in facilitating international transactions in that region.

Established in 1992, Hua Xia Bank has grown to become a key player in the Chinese banking industry, providing a wide range of financial services to individuals and businesses. With its headquarters in Beijing, the bank operates a network of branches and subsidiaries throughout China, as well as representative offices in London, Singapore, Hong Kong, and other major cities around the world.

Hua Xia Bank places a strong emphasis on customer satisfaction and is dedicated to providing innovative and tailored financial solutions to meet the diverse needs of its clients. The bank offers a comprehensive range of banking services, including corporate banking, personal banking, wealth management, and other specialized services.

As part of its commitment to promoting international connectivity, Hua Xia Bank has established strong relationships with global financial institutions. Its membership in the Society for Worldwide Interbank Financial Telecommunication (SWIFT) enables the bank to securely and efficiently process international transactions and communicate with other banks worldwide.

The Swift code HXBKCNBJ080, designated for Hua Xia Bank Shijiazhuang branch, serves as an essential link for seamless financial transactions between the bank and its global counterparts. Topic 4: Common Uses of Swift Codes

Swift codes are an integral part of international banking and enable various types of financial transactions.

Here are some common uses of Swift codes:

1. International Fund Transfers: When you need to send money across borders, whether for personal or business purposes, a Swift code is necessary.

By providing the correct Swift code of the recipient’s bank, you ensure that the funds are routed accurately and reach the intended recipient swiftly. 2.

Foreign Currency Exchange: Swift codes are not only used for transferring funds but also for foreign currency exchange. When exchanging currencies through a bank or currency exchange provider, the Swift code helps identify the specific institution involved in processing the transaction, ensuring seamless and efficient currency conversions.

3. Electronic Payments: Swift codes are also essential for electronic payment systems such as international wire transfers and online banking.

By including the recipient’s Swift code, you enable the electronic payment platform to route the funds to the correct bank and branch. 4.

Confirming Bank Details: When engaging in business transactions with international partners, Swift codes serve as a way to verify the recipient’s bank details. It allows you to ensure that the bank account you are dealing with is legitimate and reduces the risk of making payments to incorrect or fraudulent accounts.

5. Interbank Communication: Swift codes facilitate secure communication between banks.

Financial institutions can exchange messages, payment instructions, and other important information using the Swift network. This streamlined communication ensures efficient cooperation and reduces the risk of errors and delays in processing transactions.

6. Correspondent and Intermediary Banks: In some cases, when sending funds to a destination where your bank does not have a direct relationship, intermediaries or correspondent banks are used.

These banks act as an intermediary in the transaction and help facilitate the transfer using their own Swift codes. By providing the appropriate Swift code of the intermediary bank, the funds can be successfully routed to the final destination.


Hua Xia Bank, with its branch in Shijiazhuang, plays a significant role in facilitating international transactions in that region, connecting it with the global financial network through its Swift code HXBKCNBJ080. Swift codes have become an indispensable tool in international banking, enabling secure and efficient cross-border transactions.

Whether it’s for sending money abroad, foreign currency exchange, electronic payments, or confirming bank details, understanding and utilizing Swift codes is crucial for seamless international financial transactions.

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