Bank Code Verified


Swift Code: HYVEDEMM804





Postcode: 92421

Country: Germany

Anto Swift Codes

In the world of international banking, there is a secret language that allows financial institutions to communicate with one another seamlessly. This language is known as a Swift Code, and it plays a crucial role in enabling secure and efficient transactions across borders.

In this article, we will delve into the purpose and importance of Swift codes, shedding light on their significance in facilitating global financial connectivity. What is a Swift Code?

A Swift Code, also known as a Bank Identifier Code (BIC), is a unique alphanumeric code that identifies a particular bank or financial institution in the global banking network. It serves as a universal identifier, enabling smooth communication and interaction between banks, regardless of their location or size.

Swift codes are assigned by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), a cooperative organization based in Belgium that operates a secure messaging network used by thousands of financial institutions worldwide.

The Purpose of Swift Codes

Swift codes serve several essential purposes in the world of international banking. Firstly, they ensure accurate and efficient processing of international payments.

When you initiate an international transfer, your bank needs to know the recipient’s bank details accurately to ensure the funds reach the intended destination. The Swift code provides this critical information, ensuring that the funds are properly routed.

Secondly, Swift codes enable banks to exchange messages securely. The SWIFT network encrypts and authenticates all messages sent between financial institutions, providing a high level of security and trust.

With cyber threats becoming increasingly prevalent in the digital age, the secure messaging system offered by Swift codes is vital in safeguarding financial transactions from fraudulent activities.

The Role of Swift Codes in International Banking

The significance of Swift codes in international banking cannot be overstated. They act as a global address book, allowing banks and financial institutions to identify and connect with each other irrespective of their location.

These codes serve as a passport to the world of international finance, ensuring that transactions can be conducted seamlessly across borders. When you initiate a cross-border payment, your bank relies on the Swift code of the recipient’s bank to ensure the funds are delivered accurately.

Without this code, the transaction would be at risk of being delayed or even rejected. Swift codes streamline the entire process, enabling banks to communicate with ease and ensuring that your payments reach their destination promptly.

Not only do Swift codes facilitate secure and efficient transactions, but they also play a vital role in compliance and regulatory requirements. Financial institutions use Swift codes to identify the jurisdiction in which a particular bank is located.

This information is crucial in ensuring that the necessary legal and compliance measures are followed when conducting international transactions. The Swift Code: HYVEDEMM804

Let us now focus on the specific Swift code mentioned at the beginning of this article: HYVEDEMM804.

This code belongs to UNICREDIT BANK AG (HYPOVEREINSBANK), based in the city of Schwandorf, Germany. As an integral part of the global banking network, UNICREDIT BANK AG uses this Swift code to connect and transact with other financial institutions around the world.

With the mention of HYVEDEMM804, UNICREDIT BANK AG is easily identifiable by any bank or institution across the globe. This code ensures seamless communication and secure transactions between UNICREDIT BANK AG and its counterparties, fostering global financial connectivity.


In conclusion, Swift codes are an indispensable tool in the world of international banking. They enable accurate and efficient processing of cross-border payments, ensure secure communication between financial institutions, and play a crucial role in compliance and regulatory requirements.

The Swift code mentioned in this article, HYVEDEMM804, serves as a passport for UNICREDIT BANK AG to connect with other financial institutions globally, facilitating smooth and efficient transactions. With the ever-increasing globalization of the financial industry, Swift codes have become an essential means of ensuring the seamless flow of money across borders.


UNICREDIT BANK AG, also known as HYPOVEREINSBANK, is one of the leading financial institutions in Germany. With its headquarters in Munich, the bank operates a vast network of branches across the country, providing a comprehensive range of banking services to individuals and businesses.

Let’s take a closer look at UNICREDIT BANK AG and the role it plays in the global financial landscape. Established in 1870, UNICREDIT BANK AG has a long and rich history in the German banking sector.

The bank has successfully weathered numerous economic challenges and has emerged as a robust and reliable institution. With a strong focus on customer satisfaction, UNICREDIT BANK AG is committed to providing innovative financial solutions and personalized services to meet the diverse needs of its clients.

UNICREDIT BANK AG operates under the umbrella of UniCredit Group, one of Europe’s largest banking groups. This affiliation gives the bank access to a vast pool of resources, expertise, and market knowledge, enabling it to offer cutting-edge financial products and services.

With UniCredit Group’s extensive global presence, UNICREDIT BANK AG is well-positioned to serve its customers in both domestic and international markets. As a retail and commercial bank, UNICREDIT BANK AG offers a wide array of banking services to its customers.

Individuals can benefit from personal banking services such as savings accounts, checking accounts, mortgages, loans, and investment products. The bank also provides specialized services tailored for businesses, including corporate banking, trade finance, cash management, and treasury services.

UNICREDIT BANK AG’s comprehensive suite of offerings ensures that customers have access to the financial tools they need to achieve their goals and manage their wealth effectively. UNICREDIT BANK AG prides itself on its commitment to sustainability and corporate social responsibility.

The bank actively supports initiatives that promote environmental preservation, social inclusion, and economic development. By integrating sustainability practices into its business operations, UNICREDIT BANK AG aims to create value not only for its stakeholders but also for the communities in which it operates.

With its prominent presence in Germany, UNICREDIT BANK AG is an essential player in the country’s financial system. The bank’s extensive branch network ensures that customers have convenient access to banking services, with expert advice available at every touchpoint.

Furthermore, UNICREDIT BANK AG’s strong capital base and prudent risk management practices instill confidence among its customers and stakeholders, solidifying its position as a trusted financial institution. Topic 4: Common Uses of Swift Codes

Swift codes have become an integral part of international banking, facilitating secure and efficient cross-border transactions.

Let’s explore some of the common uses of Swift codes and how they streamline global financial operations. 1.

International Wire Transfers: When you make an international wire transfer, your bank relies on the Swift code of the recipient’s bank to ensure the funds reach the correct destination. The Swift code provides detailed information about the bank, including its name, location, and branch, ensuring accurate routing of the funds.

Without a Swift code, the transfer could be delayed or even rejected. 2.

Foreign Currency Exchange: Swift codes play a crucial role in foreign currency exchange transactions. When converting one currency into another, banks communicate with each other using Swift codes to ensure that the transaction is executed accurately and efficiently.

The codes provide vital information about the banks involved, allowing for seamless coordination and settlement. 3.

Interbank Communication: Swift codes enable direct and secure communication between financial institutions. Banks exchange messages via the SWIFT network, which ensures confidentiality and reliability.

This communication is crucial for various purposes, such as confirming the availability of funds, resolving discrepancies, and seeking clarification on transaction details. 4.

Correspondent Banking: Correspondent banking is the relationship established between two banks, one being a domestic bank and the other an international bank. Swift codes are essential in this context, as they allow the domestic bank to identify and connect with its international correspondent bank.

This collaboration enables the domestic bank to facilitate international payments and extend its reach to a global network of financial institutions. 5.

Compliance and Regulatory Requirements: Due to the global nature of financial transactions, compliance with international regulatory requirements is crucial. Swift codes play a significant role in compliance, as they provide essential information about the jurisdiction in which a bank is located.

This information is vital for banks to ensure that they comply with applicable laws and regulations when conducting international transactions. 6.

SWIFT Messaging Services: In addition to facilitating secure transactions, Swift codes enable banks to access a wide range of messaging services offered by SWIFT. These services include real-time payment tracking, foreign exchange confirmations, and intraday liquidity reporting.

The use of Swift codes allows banks to leverage these services, enhancing their operational efficiency and providing better service to their customers. Swift codes have revolutionized the way international transactions are conducted, making global financial connectivity more accessible and secure.

By providing a standardized identification system for banks, these codes have simplified cross-border transactions, enhanced transparency, and fostered trust in the global banking system. As technology continues to advance, it is expected that Swift codes will remain an essential part of international banking, supporting the seamless flow of funds across borders.

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