Bank Code Verified


Swift Code: MISYGB22VTU





Postcode: W2 6BD

Country: United Kingdom

The Importance of Swift Codes in International Banking

In the fast-paced world of international banking, communication and connectivity are paramount. Financial institutions must be able to securely and efficiently transfer funds across borders, ensuring that transactions are processed accurately and in a timely manner.

This is where Swift codes come into play. Swift codes, also known as Bank Identifier Codes (BIC), are essential tools that facilitate international transactions by providing a unique identification for financial institutions worldwide.

In this article, we will explore the purpose and significance of Swift codes, shedding light on their integral role in the global banking Swift Codes

Have you ever wondered how banks in different countries effortlessly transfer money between one another? The answer lies in Swift codes.

Swift, which stands for Society for Worldwide Interbank Financial Telecommunication, is a global messaging network that enables financial institutions to securely communicate and conduct transactions with one another. Swift codes are alphanumeric codes used to identify banks and financial institutions during international transfers.

The Purpose of Swift Codes

Swift codes serve two main purposes: identification and communication. Each bank is assigned a unique Swift code, which helps to identify the specific institution involved in a transaction.

This code ensures that the funds are transferred to the correct recipient and minimizes the risk of errors or misrouting. Additionally, Swift codes act as a communication tool, allowing financial institutions to exchange information related to transactions, such as payment instructions and confirmations.

Swift Codes and International Transactions

When it comes to international transactions, swift codes play a vital role in facilitating seamless transfers. Banks need to have a reliable and standardized method to recognize and communicate with one another across different countries and currencies.

Swift codes provide this common language, ensuring that international transfers can be completed quickly and accurately.

Connecting Banks Across the Globe

One of the most significant advantages of Swift codes is their ability to connect banks from different corners of the world. With a Swift code, a bank in London can easily communicate and transact with a bank in Tokyo, New York, or any other global financial hub.

This connectivity is crucial for efficient cross-border banking, promoting international trade and investment.

Ensuring Security and Accuracy

Swift codes are an integral part of the secure messaging and transaction system provided by Swift. By using these codes, financial institutions can trust that they are communicating with the correct partner, reducing the risk of fraud or unauthorized transfers.

Swift codes also help ensure accurate and timely processing of transactions, as they contain vital information about the recipient bank and account, allowing for seamless routing and settlement.

The Structure of a Swift Code

A Swift code consists of a combination of letters and numbers, organized into different sections, which provide specific information about the bank. The first four characters represent the bank’s code, identifying the specific institution.

The following two characters represent the country code, indicating the country in which the bank is based. The next two characters refer to the location code, representing the city or specific branch of the bank.

The final three characters, if present, are optional and refer to the branch code, providing additional detail for banks with multiple branches in the same city.

Examples of Swift Codes and Their Interpretation

Let’s take a closer look at the Swift code MISYGB22VTU, belonging to Finastra International Limited. Breaking it down, we can interpret it as follows:

– The first four characters, “MISY,” represent the bank’s code, identifying Finastra International Limited.

– The following two characters, “GB,” represent the country code for the United Kingdom. – The next two characters, “22,” represent the location code, indicating the city or branch.

In this case, the location code is not specified, possibly indicating the main office or headquarters. – Finally, the last three characters, “VTU,” are optional and represent the branch code, if applicable.


Swift codes are more than just a series of letters and numbers; they are the backbone of international banking, allowing financial institutions to securely and efficiently transact across borders. By providing a unique identification for each bank, Swift codes facilitate smooth communication and accurate routing of funds.

They play a pivotal role in connecting banks around the world, promoting international trade and investment. So, the next time you make an international transfer, remember the importance of the Swift code in ensuring a seamless transaction.


In the ever-changing landscape of international banking, understanding the institutions involved is essential. One such institution of note is FINASTRA INTERNATIONAL LIMITED, which holds the Swift code MISYGB22VTU.

This section will delve into the history, services, and significance of FINASTRA INTERNATIONAL LIMITED, shedding light on the role it plays in the global financial system.

History and Background

FINASTRA INTERNATIONAL LIMITED is a prominent player in the banking industry, providing innovative technology solutions and services to financial institutions worldwide. The company was formed in 2017 as a result of a merger between D+H Corporation and Misys, two leading financial technology firms.

With roots tracing back to the 19th century, Misys has a long history of serving the financial sector and developing cutting-edge software solutions. D+H Corporation, on the other hand, specializes in lending and transaction banking solutions.

The merger of these two companies resulted in the formation of FINASTRA INTERNATIONAL LIMITED, creating a powerhouse in the financial technology sphere.


FINASTRA INTERNATIONAL LIMITED offers a wide range of solutions and services tailored to meet the evolving needs of financial institutions. The company leverages technological advancements to provide innovative software solutions that enhance operational efficiency, risk management, and customer experience.

Some of the key services offered by FINASTRA INTERNATIONAL LIMITED include:

1. Core Banking Systems: FINASTRA INTERNATIONAL LIMITED provides robust core banking systems that enable financial institutions to streamline their operations, enhance scalability, and improve customer service.

These systems handle critical banking functions such as account management, deposits, loans, and payments. 2.

Digital Banking Solutions: In today’s digital age, financial institutions must meet the demand for seamless and user-friendly digital banking experiences. FINASTRA INTERNATIONAL LIMITED offers digital banking solutions that enable banks to provide a range of services, including online and mobile banking, digital payments, and personalized customer experiences.

3. Risk and Compliance Solutions: With increasing regulations and cybersecurity threats, financial institutions face the challenge of staying compliant while safeguarding their operations.

FINASTRA INTERNATIONAL LIMITED provides risk and compliance solutions that help banks navigate regulatory complexities, manage financial risks, and enhance cybersecurity. 4.

Trade and Supply Chain Finance: International trade requires streamlined financial processes to facilitate smooth transactions. FINASTRA INTERNATIONAL LIMITED offers trade and supply chain finance solutions that enable financial institutions to efficiently manage trade finance operations, mitigate counterparty risks, and provide financing options to importers and exporters.

Significance in the Global Financial System

FINASTRA INTERNATIONAL LIMITED plays a crucial role in the global financial system, facilitating the digital transformation of financial institutions and promoting innovation in banking. The company’s software solutions enable financial institutions to adapt to changing industry trends, meet customer expectations, and drive operational efficiency.

By leveraging cutting-edge technology, FINASTRA INTERNATIONAL LIMITED empowers banks to offer innovative products and services, such as mobile banking apps, digital payment solutions, and personalized customer experiences. Moreover, FINASTRA INTERNATIONAL LIMITED’s global presence and connectivity through the Swift code MISYGB22VTU enable it to collaborate with banks and financial institutions worldwide.

The Swift code acts as a gateway, connecting FINASTRA INTERNATIONAL LIMITED with other institutions and facilitating secure and efficient international transactions. This connectivity is vital for enabling banks to leverage FINASTRA INTERNATIONAL LIMITED’s solutions and services on a global scale.

Common Uses of Swift Codes

Now that we have explored the significance of Swift codes and the role of FINASTRA INTERNATIONAL LIMITED in the global financial system, let’s delve into the common use cases of Swift codes. Swift codes have a wide array of applications in the banking industry, playing a critical role in various types of financial transactions.

Here are some common uses of Swift codes:

1. International Wire Transfers: When an individual or business wants to send money overseas, they rely on Swift codes to ensure that the funds reach the correct recipient.

The Swift code of both the sender’s and receiver’s banks are used to facilitate this transfer securely and accurately. 2.

Interbank Communication: Financial institutions utilize Swift codes to interact with one another for various purposes, such as confirming account details, verifying transaction information, and exchanging payment instructions. Swift codes enable seamless and secure communication between banks, promoting efficient cross-border transactions.

3. Foreign Currency Exchange: Swift codes also come into play in foreign currency exchange transactions.

Banks use the codes to identify the recipient bank when converting one currency to another. The Swift code ensures that the funds are correctly transferred to the designated foreign bank account.

4. Checking Account Details: Swift codes are often used by individuals or businesses to verify the account details of a recipient before initiating a transaction.

By using the recipient’s Swift code, they can ensure that the account number and bank details provided are accurate. 5.

Correspondent Banking Relationships: Swift codes serve as a vital component in correspondent banking relationships, wherein smaller banks establish relationships with larger, more globally connected banks to facilitate international transactions. Correspondent banks often utilize their Swift codes to communicate and connect with these larger institutions.


FINASTRA INTERNATIONAL LIMITED, with its Swift code MISYGB22VTU, is an essential player in the global financial system. The company’s innovative solutions and services drive the digital transformation of financial institutions, enabling them to adapt to changing industry trends and meet customer expectations.

Swift codes, such as MISYGB22VTU, facilitate secure and efficient international transactions, allowing FINASTRA INTERNATIONAL LIMITED to connect with banks worldwide. From wire transfers to interbank communication, Swift codes play a crucial role in various financial transactions.

Understanding the importance of Swift codes and the role of institutions like FINASTRA INTERNATIONAL LIMITED is key to navigating the ever-evolving world of international banking.

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